4 Best No Annual Fee Travel Credit Card
Here’s a quick comparison to Best No Annual Fee Travel Credit Card :
| Feature | Capital One VentureOne | Discover it® Miles | Wells Fargo Autograph℠ | Bank of America® Travel Rewards |
|---|---|---|---|---|
| Rewards Rate | 1.25x miles per $ | 1.5x miles per $ | Varies by category | Varies by category |
| Annual Fee | No | No | No | No |
| Foreign Transaction Fee | 3% | 1% | 2% | N/A |
| Signup Bonus | None | Up to 3,000 bonus miles | 25,000 points | 25,000 points |
| Travel Benefits | Basic insurance | Basic insurance | Airport lounge access | Travel accident insurance |
Best No Annual Fee Travel Credit Card
Here’s a Compleate Details of some of the top contenders for no-annual-fee travel credit cards along with details on their rewards programs, benefits & how to apply:
1. Capital One VentureOne Rewards Credit Card
- Rewards and Points: Earn 1.25 miles per dollar spent on all purchases.
- Sign-Up Bonus: None.
- Redemption Options: Redeem miles for travel purchases, including flights, hotels, car rentals, and cruises, or for gift cards and statement credits.
- Travel Benefits: Includes travel insurance benefits like auto rental collision damage waiver and trip cancellation/interruption insurance.
- Annual Fee vs. Value: No annual fee, making it a good option for travelers who don’t spend enough to justify a card with a higher annual fee.
- Interest Rates: See website for current rates Capital One VentureOne Rewards Credit Card
- Additional Fees: Foreign transaction fee of 3%.
- Brand Affiliation: Visa
How to Apply
Visit Capital One’s website and follow the application instructions.
2. Discover it® Miles
- Rewards and Points: Earn unlimited 1.5 miles per dollar spent on all purchases.
- Sign-Up Bonus: Earn 1.5x miles on all purchases for the first 3 months up to $1,500 in spending (equal to 3,000 bonus miles).
- Redemption Options: Redeem miles for travel purchases, statement credits, or transfer to travel partners.
- Travel Benefits: Includes travel insurance benefits like purchase protection and trip cancellation/interruption insurance.
- Annual Fee vs. Value: No annual fee, making it a good option for general travel spending.
- Interest Rates: See website for current rates Discover it® Miles
- Additional Fees: Foreign transaction fee of 1%.
- Brand Affiliation: Discover
How to Apply
Visit Discover’s website and follow the application instructions.
3. Wells Fargo Autograph℠ Card
- Rewards and Points: Earn points on a variety of spending categories, including:
- 3x points on flights booked directly with airlines or on select airline travel websites.
- Sign-Up Bonus: Earn 25,000 bonus points after spending $3,000 in purchases within the first 3 months from account opening.
- Redemption Options: Redeem points for travel, statement credits, merchandise, or gift cards.
- Travel Benefits: Includes airport lounge access through Priority Pass Select membership, trip cancellation/interruption insurance, and auto rental collision damage waiver.
- Annual Fee vs. Value: No annual fee, but the travel benefits make it especially valuable for frequent travelers who can take advantage of the airport lounge access.
- Interest Rates: See website for current rates Wells Fargo Autograph℠ Card
- Additional Fees: Foreign transaction fee of 2%.
- Brand Affiliation: Visa
How to Apply
Visit Wells Fargo’s website and follow the application instructions
4. Bilt World Elite Mastercard®
- Rewards and Points: Earn points on rent payments and travel:
- 1x point per dollar spent on rent payments.
- 2x points per dollar spent on travel booked directly with airlines or on select travel websites.
- 3x points per dollar spent at dining establishments.
- Redemption Options: Redeem points for travel, statement credits, or transferred to travel partners.
- Travel Benefits: Includes airport lounge access through Priority Pass Select membership and trip cancellation/interruption insurance.
- Annual Fee vs. Value: No annual fee, and the ability to earn points on rent payments makes this card unique.
- Interest Rates: See website for current rates Bilt World Elite Mastercard®
- Additional Fees: Foreign transaction fee of 1%.
- Brand Affiliation: Mastercard
How to Apply
Visit Bilt’s website and follow the application instructions.
5. Marriott Bonvoy Bold® Credit Card
- Rewards and Points: Earn points on Marriott stays and other purchases:
- 6 Marriott Bonvoy points per dollar spent at Marriott Bonvoy® Hotels.
- 2 Marriott Bonvoy points per dollar spent on dining and at select gas stations, car rentals, and local transit commuting.
- 1 Marriott Bonvoy point per dollar spent on all other purchases.
- Sign-Up Bonus: Earn 75,000 bonus points after spending $3,000 in purchases on your new card in the first 3 months.
- Redemption Options: Redeem points for Marriott stays, flights, car rentals, experiences, or transferred to airline and travel partners.
- Travel Benefits: Includes automatic Marriott Bonvoy Silver Elite Status and a free night certificate each year after account anniversary.
- Annual Fee vs. Value: No annual fee, but especially valuable for frequent Marriott guests who can leverage the points earning and elite status benefits.
- Interest Rates: See website for current rates Marriott Bonvoy Bold® Credit Card
- Additional Fees: Foreign transaction fee of 1%.
- Brand Affiliation: American Express
How to Apply
Visit American Express’ website and follow the application instructions.
6. United Gateway℠ Card
- Rewards and Points: Earn miles on United Airlines purchases and other travel:
- Redemption Options: Redeem miles for United Airlines flights, award travel on Star Alliance member airlines, car rentals, hotels, and travel statement credits.
- Travel Benefits: Includes a free checked bag on first and second checked bag fee waived for the cardholder and one travel companion traveling on the same itinerary on most United-operated flights.
- Annual Fee vs. Value: No annual fee, and the free checked bag benefit can be valuable for frequent United Airlines flyers.
- Interest Rates: See website for current rates United Gateway℠ Card
- Additional Fees: Foreign transaction fee of 2%.
- Brand Affiliation: Mastercard
How to Apply
Visit United’s website and follow the application instructions.
7. Delta SkyMiles® Blue American Express Card
- Rewards and Points: Earn miles on Delta purchases and other travel:
- Earn 2 miles per dollar spent on Delta purchases (including dining at Delta Sky Club® locations).
- Sign-Up Bonus: Earn 30,000 bonus miles after you spend $3,000 in purchases on your new Card in the first 3 months.
- Redemption Options: Redeem miles for Delta flights, award travel on SkyTeam member airlines, car rentals, hotels, and travel statement credits.
- Travel Benefits: Includes priority boarding on Delta-operated flights (when available) and a free checked bag for the first checked bag fee waived for the cardholder on Delta-operated flights.
- Annual Fee vs. Value: No annual fee, and the free checked bag benefit can be valuable for frequent Delta flyers.
- Interest Rates: See website for current rates Delta SkyMiles® Blue American Express Card
- Additional Fees: Foreign transaction fee of 2.7%.
- Brand Affiliation: American Express
How to Apply
Visit American Express’ website and follow the application instructions.
Best No Annual Fee Travel Credit Card : FAQ
What are the benefits of a no-annual-fee travel credit card?
No annual fee to pay, which can save you money.
May offer travel benefits like travel insurance or airport lounge access (on some cards).
Best No Annual Fee Travel Credit Card
Here is a Top 5 Best No Annual Fee Travel Credit Card
1. Capital One VentureOne Rewards Credit Card
2. Discover it® Miles
3. Wells Fargo Autograph℠ Card
4. Bilt World Elite Mastercard®
5. Marriott Bonvoy Bold® Credit Card
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